Terms of Use

1. Acceptance

By using this site you agree to these terms. If you do not agree, please do not use the site.

2. Use of the tools

The tools are provided free of charge for personal and commercial use. You do not need permission to use output produced by them — a compressed image, a generated resume or a QR code is yours.

You agree not to:

• Use the site for any unlawful purpose;
• Attempt to disrupt, overload or interfere with the site;
• Scrape, mirror or republish the site's content as your own;
• Circumvent or interfere with advertising displayed on the site.

3. No warranty

The tools are provided “as is”. While we work to keep them accurate, we make no guarantee that results are error-free or fit for any particular purpose.

This matters most for the financial calculators. They are educational estimates, not financial advice, and they do not account for every fee, tax or condition in a real agreement. Always confirm figures with your lender, accountant or a qualified financial adviser before making a decision.

Keep your own backups of any file you process. Because everything runs in your browser, we have no copy to restore.

4. Limitation of liability

To the fullest extent permitted by law, this site and its operators are not liable for any direct, indirect, incidental or consequential loss arising from your use of the site — including lost data, lost profits, or decisions made on the basis of a calculation performed here.

5. Intellectual property

The site's design, code and written content are our property and protected by copyright. Content you create using the tools remains entirely yours; we claim no rights over it.

6. Advertising

The site is funded by advertising. Ads are served by third parties and their presence is not an endorsement. Any dealings with an advertiser are strictly between you and them.

7. Availability

We may modify, suspend or discontinue any part of the site at any time without notice. We do not guarantee uninterrupted availability.

8. Changes to these terms

These terms may be updated from time to time. Continued use of the site after a change constitutes acceptance of the revised terms.